Best Credit Card Processors 2016

Information Technology
Accepting credit cards is a must for small businesses. If you only accept cash, you're missing out on sales big time. But for many business owners, the hardest part is choosing a credit card processor. With hundreds of credit card processors available and with the many ways businesses can accept credit cards, it's easy to feel like you're in over your head. The best credit card processor is one designed with your small business's unique needs in mind. It not only allows you to pick and choose the types of services that are best suited for your products and services, but is also budget friendly and doesn't enforce stringent requirements or restrictions just because you're a small company.
Here is a roundup of our best picks and how we chose them.

Best Credit Card Processor for Small Business: Flagship Merchant Services

Flagship Merchant Services is an all-in-one credit card processing solution that has everything you need to accept credit cards at your small business. The company offers a merchant account and a wide range of credit card processing options, including in-person, online and mobile credit card processing. If you need a more advanced solution, you also have the choice of using a full-featured iPad POS system. We also like Flagship because it comes with an easy application process, 24-7 customer support, and no long-term contracts or early termination fees

Best Online Credit Card Processing: Stripe

Stripe is an easy-to-use online credit-card-processing solution that aims to take away the legwork of accepting credit cards online. It doesn't require a merchant account, so your online store can start processing credit card sales right away. You can choose from the simple checkout system that you can copy and paste into your online store, or program the Stripe API into your shopping cart. We also like that Stripe is packed with features and customization options, which lets you tailor the service to suit your e-commerce business's unique needs. The company also has transparent pricing, so you'll know exactly what you'll be paying and can avoid any surprises down the road

Best Low-Volume Credit Card Processor: PayPal

PayPal offers flexible credit card processing for all types of businesses with low-volume sales, at a budget-friendly price. Whether you make sales in person, online, on the go or all of the above, PayPal has a credit card processing solution for you. Designed specifically for small businesses and startups, the service also comes with additional perks like a complete POS system, the ability to extend credit to customers, a rewards business MasterCard program, and 24-7 phone and email support

Best Mobile Credit Card Processor: Square

Square is a fast and easy way to accept credit cards anytime, anywhere. Just sign up for an account, download the Square app, plug Square's credit card reader into your iOS or Android smartphone or tablet, and you're ready to go. You can also use Square's standalone terminal to turn your iPad into a powerful POS system at your checkout counter. Square offers dedicated solutions for all types of businesses, from retailers and restaurants to service providers, health and fitness, entertainment companies, organizations, and more. We also like that Square comes with simple pricing, fast deposits, a free online store and other benefits

Source: businessnewsdaily.com
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